In California, the land of golden beaches and winding roads, driving has become integral to our daily lives. However, with this privilege comes a responsibility to ensure road safety for everyone. Unfortunately, not all drivers abide by this responsibility, leading to accidents involving uninsured motorists. When an uninsured driver is at fault in an accident, you may wonder how...
Continue ReadingWe often tell new clients that the most important advice we can give them, apart and separate from our prosecution of their claim, is to buy as much uninsured/under-insured motorist insurance coverage as they can afford. This is to protect themselves as fully as possible from losses from an automobile accident caused by another driver who has no insurance,...
Continue ReadingAbout 16% of all drivers in California are uninsured. (See https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists). Of those who carry liability insurance, a majority carry only the state minimum coverage of $15,000 per injured person (this will go up to $25,000 in 2025). If you are in an accident where you are badly injured, the odds are good there will be no coverage or...
Continue ReadingEvery month, I talk to someone who was injured by a driver who either carried no insurance or not enough insurance. Often, my clients have not adequately protected themselves by carrying at least $100,000 (or more) in Uninsured Motorist (UM) Coverage. If you get hit and injured by someone with no insurance, you can recover up to $100,000 (or...
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